Understanding the financing process is a key part of your car-buying journey. For many of our customers, especially those exploring in-house financing options, we utilize advanced technology to help everyone stay on track. Our vehicles may be equipped with GPS tracking and payment reminder systems. These modern tools serve a dual purpose: they help us manage the financed assets in our portfolio, and they provide you with convenient, timely reminders for your upcoming payments. This approach is designed to foster a successful and transparent relationship, making it easier for you to manage your loan and avoid late fees. By creating a clear line of communication and accountability, we aim to support you throughout the life of your loan. This technology is a standard part of how we are able to offer flexible financing solutions to a wide range of customers. You can learn more about how it works before you visit.
Payment Reminder (optional)
Parking Behavior Report
Accident Notification
Tow Alert
Impound Lots Monitor
Mileage Tracking
Special Relays for Faster Installation
Backup Battery
Accident Notification
Tow Alert
Impound Lots Monitor
Mileage Tracking
OBD Installation (optional)
Backup Battery
Cost Effective Device
Flexible Tracking Intervals
3 Year Battery Life
Beyond payment management, these systems offer valuable security features that benefit you directly. The integrated automotive GPS tracking technology provides powerful anti-theft protection. In the unfortunate event your vehicle is stolen, the GPS system significantly increases the chances of a quick and successful recovery, offering you invaluable peace of mind. This technology is about more than just loan management; it is a modern solution for vehicle security and asset protection that works to everyone’s advantage, ensuring a secure investment for both you and us.
A Deeper Look into Vehicle Tracking and Payment Technology
When you finance a vehicle, particularly through Buy Here Pay Here (BHPH) or other specialized lending programs, the vehicle itself serves as the collateral for the loan. To protect this collateral and help manage the financial agreement, many dealerships and finance companies use sophisticated technology. At our dealership, we believe in complete transparency about the tools we use, including GPS payment reminder systems and starter interrupt devices. These systems are not just about securing an asset; they are integral to our ability to provide financing opportunities to individuals with diverse credit histories. By mitigating risk, we can say "yes" more often and help hardworking people get the reliable transportation they need. Understanding how this technology works is important for any buyer, and we want to provide you with all the details.
How a GPS Payment Reminder System Functions
A common feature of modern dealership GPS systems is the payment reminder. This is not just a silent tracking device. It is an active tool designed to help you stay current with your loan agreement. A few days before your scheduled payment is due, the device in your vehicle may emit a simple, audible chime or a brief series of beeps upon starting the car. This serves as a friendly, low-pressure reminder that a payment date is approaching. If a payment becomes past due, the reminders might become more frequent. The goal of this GPS payment reminder system is to prevent you from forgetting a payment, which can help you avoid late fees and maintain a positive payment history. It is a proactive communication tool that supports your financial success.
Asset Protection and Stolen Vehicle Recovery
The GPS tracking component is a powerful tool for asset protection. For the lender, it provides the real-time location of the vehicle, which is the collateral securing the loan. This is a standard practice in the auto finance industry, especially for subprime and in-house financing portfolios. However, this feature is also a major benefit for you, the owner. If your vehicle is ever stolen, this technology becomes your best asset for recovery. By providing law enforcement with the vehicle's precise location, the chances of getting your car back safely and quickly are dramatically increased. This anti-theft capability can also sometimes lead to lower comprehensive insurance premiums, so be sure to check with your insurance provider about potential discounts for anti-theft devices.
- Helps you remember payment due dates to avoid late fees.
- Assists in the rapid recovery of a stolen vehicle.
- Enables us to offer financing to a wider range of customers.
- Promotes a transparent and accountable financing relationship.
Understanding Starter Interrupt Technology
Some GPS devices are equipped with a feature known as a starter interrupt or starter disable. This technology gives the lender the ability to remotely prevent the vehicle's engine from starting. It is important to understand that this is a measure used only in specific situations of serious loan default, as clearly outlined in the finance agreement you sign. This is not a step that is taken lightly or after a single missed payment. It is typically a last resort used in the vehicle recovery process when a customer has stopped making payments and is not communicating with the lender. Our collection process involves numerous attempts to contact you and work out a solution before such measures are even considered. The use of this technology is subject to strict state and federal regulations, and our policies are designed to be fully compliant. If you have questions about this, please contact us or review our privacy policy.
Our Commitment to a Transparent Partnership
We view our financing relationship as a partnership. Our goal is for you to successfully pay off your loan and enjoy your vehicle for years to come. The use of a GPS tracker for financed vehicles is a tool that helps us achieve this goal together. Its presence and function are fully disclosed and agreed upon in your financing contract before you drive off the lot. There are no secrets or hidden devices. We believe that by being upfront about our processes, we can build a relationship based on trust and mutual understanding. This technology enables us to manage our financing portfolio responsibly, which in turn allows us to continue providing quality vehicles and accessible financing to our community. We invite you to browse our inventory and explore the possibilities.
Why is a GPS tracking device installed in my financed vehicle?
A GPS device is installed as a condition of the financing agreement. It serves two main purposes: first, it acts as a security device to help recover the vehicle if it is stolen. Second, it helps the finance company manage its asset portfolio. This risk management tool allows us to provide financing options to a broader range of customers, including those with less-than-perfect credit.
Does the GPS device listen to my conversations or see inside my car?
Absolutely not. The devices we use are for location tracking and payment reminders only. They do not have microphones, cameras, or any capability to record audio or video. Your privacy inside your vehicle is respected, and the technology is strictly limited to its stated purpose as outlined in your agreement and our privacy policy.
What happens if I miss a car payment?
If you miss a payment, the first step is to contact us immediately. We understand that circumstances can change, and we want to work with you. The in-vehicle payment reminder may sound more frequently. Consistent communication is key to avoiding further collection activities. The starter interrupt feature is not used after a single missed payment and is reserved for situations of prolonged default.
Can the dealership disable my car without warning?
No. The use of starter interrupt technology is governed by the terms of your financing contract and applicable state laws. It is a last-resort measure taken only in cases of severe loan delinquency and after multiple attempts to contact you to resolve the situation have been unsuccessful. It would not happen unexpectedly or without prior default on the loan terms.
Will the GPS device be removed after I pay off the loan?
Yes. Once your auto loan is paid in full and you have received your title, you can schedule an appointment with our service department to have the device professionally deactivated and removed from your vehicle at no cost to you. We will provide you with all the necessary information on this simple process as you approach the end of your loan term.
